Hello
My name is Esther Muñoz.
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I am an economist and banking expert with more than 20 years of experience, specialized in Non Residents.
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I have lived in Germany, Ireland and USA and I know the hell that is to solve any administrative procedure in a country that is not yours: comings and goings from one counter to another, long waits, endless queues, another language... exhausting!
And I know, like you, that to be up to date with Hacienda without surcharges or embargoes you have to be very aware of deadlines, models, direct debits ... to be correct and at the right time to avoid claims from the administration.
Since 2003 I work in a bank in Marbella specialized in non-residents like you, I know the local administration and the procedures you have to do!
What you can expect from my services
Three things, no more and no less:
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1. Preparation, filing and domiciliation of your taxes in Spain. You save money by filing your taxes on time, avoid overpaying, no surcharges and no garnishments.
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2. Before filing everything, I send it to you and explain it to you so you can give your approval. You will be sure that everything is in order.
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3. After submitting everything, I will confirm you the exact amount to be paid by Hacienda and Patronato.
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